The New Usury: The Ability-to-Repay Revolution in Consumer Finance

Adam J. Levitin 92 Geo. Wash. L. Rev. 425 American consumer credit regulation is in the midst of a doctrinal revolution. Usury laws, for centuries the mainstay of consumer credit regulation, have been repealed, preempted, or otherwise undermined. At the same time, changes in the structure of the consumer credit marketplace have weakened the traditional alignment...
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Modernizing the Power of the Purse Statutes

Eloise Pasachoff 92 Geo. Wash. L. Rev. 359 Two foundational statutes limit the executive branch’s important and necessary work in executing the budget against the backdrop of congressional control: the Antideficiency Act, dating back to the post-Civil War era, and the Impoundment Control Act, which emerged from the Nixon years. This Article, originally written as an...
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Unjust Enrichment by Algorithm

Ayelet Gordon-Tapiero & Yotam Kaplan 92 Geo. Wash. L. Rev. 305 Social media platforms have become enormously powerful, accumulating wealth at an alarming rate and influencing public opinion with unprecedented efficiency. Platforms use algorithms that promote discriminatory, divisive, extreme, and false content. In recent years, content promoted by social media platforms fueled a series of...
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Will You “Notice” Me Already? Providing Notice of FLSA Collective Actions to Individuals Governed by Arbitration Agreements

Aeryka Fausett 92 Geo. Wash. L. Rev. 273 Collective actions provide employees with an important opportunity to challenge their employers’ alleged violations of workplace wage and hour laws under the Fair Labor Standards Act (“FLSA”). Unfortunately, unlike Rule 23 Class Actions, collective actions lack formal guidelines. Therefore, parties disagree on many of the important procedural...
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The Sustainability Paradox: A Competitive Case for Sustainability Agreements

Hannah Burdette 92 Geo. Wash. L. Rev. 248 American antitrust law has remained focused on one goal since the first antitrust statute—the Sherman Act—was passed: promoting competition. In striving toward this foundational goal, the Court has refined and expanded the contours of antitrust jurisprudence and the analytical tools it applies to alleged violations of competition...
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